查看完整版本: 怎么去把握信用证的几个要点？

怎么去把握信用证的几个要点？

怎么去全面把握信用证

很多新人怕看信用证，觉得一大堆字母叠在一起，眼睛都看不过来了。
其实看信用证的最大诀窍是在于对信用证的格式的了解。
如果对信用证的格式熟悉了的话，就很容易知道哪一部分是写那些内容，那些条款有那些作用，那些条款要重点对待，一目了然。
下面先举个常见信用证的例子，简单地说一下信用证的构成和各条款的内容。
希望对新人看信用证有所帮助。


Issue of a Documentary Credit
BKCHCNBJA08E SESSION: 000 ISN: 000000
BANK OF CHINA
LIAONING
NO. 5 ZHONGSHAN SQUARE
ZHONGSHAN DISTRICT
DALIAN
CHINA-----------开证行

Destination Bank：
KOEXKRSEXXX MESSAGE TYPE: 700
KOREA EXCHANGE BANK
SEOUL
178.2 KA, ULCHI RO, CHUNG-KO-----------通知行

Type of Documentary Credit
40A
IRREVOCABLE-----------信用证性质为不可撤消

Letter of Credit Number
20
LC84E0081/99-----------信用证号码，一般做单时都要求注此号

Date of Issue
31G
990916-----------开证日期

Date and Place of Expiry
31D
991015 KOREA-----------失效时间地点

Applicant Bank
51D
BANK OF CHINA LIAONING BRANCH-----------开证行

Applicant
50
DALIAN WEIDA TRADING CO., LTD. -----------开证申请人

Beneficiary
59
SANGYONG CORPORATION
CPO BOX 110
SEOUL
KOREA-----------受益人

Currency Code, Amount
32B
USD 1,146,725.04-----------信用证总额
Available with...by...
41D
ANY BANK BY NEGOTIATION-----------承兑方式任何银行议付

有的信用证为 ANY BANK BY PAYMENT，些两句有区别，第一个为银行付款后无追索权，第二个则有追索权就是有权限要回已付给你的钱。

Drafts at
42C
45 DAYS AFTER SIGHT-----------见证45天内付款

Drawee
42D
BANK OF CHINA LIAONING BRANCH-----------付款行

Partial Shipments
43P
NOT ALLOWED-----------分装不允许

Transhipment
43T
NOT ALLOWED-----------转船不允许

Shipping on Board/Dispatch/Packing in Charge at/ from
44A
RUSSIAN SEA-----------起运港

Transportation to
44B
DALIAN PORT, P.R.CHINA -----------目的港

Latest Date of Shipment
44C
990913-----------最迟装运期

Description of Goods or Services:
45A-----------货物描述   
FROZEN YELLOWFIN SOLE WHOLE ROUND (WITH WHITE BELLY) USD770/MT CFR DALIAN QUANTITY: 200MT
ALASKA PLAICE (WITH YELLOW BELLY) USD600/MT CFR DALIAN QUANTITY: 300MT

Documents Required：
46A-----------议付单据
1. SIGNED COMMERCIAL INVOICE IN 5 COPIES.
-----------签字的商业发票五份。

2. FULL SET OF CLEAN ON BOARD OCEAN BILLS OF LADING MADE OUT TO  ORDER AND BLANK ENDORSED, MARKED "FREIGHT PREPAID" NOTIFYING LIAONING OCEAN FISHING CO., LTD. TEL: (86)411-3680288
-----------一整套清洁已装船提单，抬头为TO ORDER 的空白背书，且注明运费已付，通知人为LIAONING OCEAN FISHING CO.LTD。 TEL： (86)411-3680288   

3. PACKING LIST/WEIGHT MEMO IN 4 COPIES INDICATING QUANTITY/GROSS AND NET WEIGHTS OF EACH PACKAGE AND PACKING CONDITIONSAS CALLED FOR BY THE L/C.
-----------装箱单/重量单四份，显示每个包装产品的数量/毛净重和信用证要求的包装情况。

4. CERTIFICATE OF QUALITY IN 3 COPIES ISSUED BY PUBLIC RECOGNIZED SURVEYOR.
-----------由PUBLIC RECOGNIZED SURVEYOR签发的质量证明三份。

5. BENEFICIARY'S CERTIFIED COPY OF FAX DISPATCHED TO THE ACCOUNTEE WITH 3 DAYS AFTER SHIPMENT ADVISING NAME OF VESSEL, DATE, QUANTITY, WEIGHT, VALUE OF SHIPMENT, L/C NUMBER AND CONTRACT NUMBER.
-----------受益人证明的传真件， 在船开后三天内已将船名航次，日期，货物的数量，重量价值，信用证号和合同号通知付款人。   

6. CERTIFICATE OF ORIGIN IN 3 COPIES ISSUED BY AUTHORIZED INSTITUTION.
-----------当局签发的原产地证明三份。

7. CERTIFICATE OF HEALTH IN 3 COPIES ISSUED BY AUTHORIZED INSTITUTION.
-----------当局签发的健康/检疫证明三份。

ADDITIONAL INSTRUCTIONS：
47A
-----------附加指示
1. CHARTER PARTY B/L AND THIRD PARTY DOCUMENTS ARE ACCEPTABLE.
-----------租船提单和第三方单据可以接受。

2. SHIPMENT PRIOR TO L/C ISSUING DATE IS ACCEPTABLE.
-----------装船期在信用证有效期内可接受。

3. BOTH QUANTITY AND AMOUNT 10 PERCENT MORE OR LESS ARE ALLOWED.
-----------允许数量和金额公差在10%左右。

Charges
71B -----------费用
ALL BANKING CHARGES OUTSIDE THE OPENNING BANK ARE FOR BENEFICIARY'S ACCOUNT.

Period for Presentation
48 -----------交单期限
DOCUMENTSMUST BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OF ISSUANCE OF THE TRANSPORT DOCUMENTS BUT WITHIN THE VALIDITY OF THE CREDIT.

Confimation Instructions
49 -----------保兑指示
WITHOUT

Instructions to the Paying/Accepting/Negotiating Bank :
78 -----------给付款行/承兑行/议付行的指示
  1. ALL DOCUMENTS TO BE FORWARDED IN ONE COVER, UNLESS OTHERWISE STATED ABOVE.
  2. DISCREPANT DOCUMENT FEE OF USD 50.00 OR EQUAL CURRENCY WILL BE DEDUCTED FROM DRAWING IF DOCUMENTS WITH DISCREPANCIES ARE ACCEPTED.

"Advising Through" Bank
57A -----------通知行
KOEXKRSEXXX MESSAGE TYPE: 700
KOREA EXCHANGE BANK
SEOUL
178.2 KA, ULCHI RO, CHUNG-KO

thank you very much!!!!!!!!!!!!!!!1111